BUY NOW, PAY LATER
Complete your dream home with our new, hassle-free financing.

Apply In-Store Today!

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Why apply for financing:

  • Simple in-store application process
  • Flexible financing plans tailored to suit your lifestyle, budget and goals.
  • Quick approvals within 2-3 business days
  • No down payment required
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Apply Now!

Step 1: Visit one of our showrooms and fill out an application form in store.

 Required Documentation:

  • 2 Forms of Valid Government-Issued ID (National ID/Passport/Driver's License) 
  • Current Job letter
  • 2 most recent pay slips (dated within the last 6 months)
  • Proof of address i.e utility bill, bank statement (dated within 1 month)


Step 2:  Once your application is received it will be processed within 48 hours after receiving all of the necessary documents. You will then be contacted to sign the loan agreement and schedule delivery of goods. 

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Frequently Asked Questions:

What are the interest rates and installment options available?
EFDL evaluates each case individually, customizing the financing according to each person’s unique circumstances and ability to repay.

Is there a minimum and maximum lending amount?
Yes, the minimum lending amount is $2,000.00. The  maximum amount will be determined based on the customer's qualifying criteria. 

Is financing available for items that are out of stock or on sale?
No, financing is only available for in-stock items. However, it can be applied to items that are on sale.

If an item goes out of stock while financing is being processed, can I change or exchange it for something of equal value?
Yes, you can change or exchange the item for another of equal value.

    Style your home now, pay over time.